/* ===========================================================
   Surely — design tokens v2 (white base, bolder navy/rose)
   =========================================================== */
:root {
  --white:        #F5F2EA;
  --navy:         #789A99;
  --navy-deep:    #0D2628;
  --navy-tint:    #123033;
  --navy-tint-2:  #244649;
  --rose:         #F47B3B;
  --rose-deep:    #FF925B;
  --rose-tint:    rgba(244,123,59,.12);
  --rose-tint-2:  rgba(244,123,59,.2);
  --ink:          #F5F2EA;
  --ink-soft:     #9BAEAC;
  --line:         rgba(218,234,230,.12);

  --color-background: #F8FAFC;
  --color-surface: var(--white);
  --color-surface-soft: var(--navy-tint);
  --color-text: var(--ink);
  --color-muted: var(--ink-soft);
  --color-accent: var(--navy);
  --color-border: var(--line);
  --shadow-soft: 0 22px 60px rgba(63, 88, 114, 0.12);
  --shadow-card: 0 12px 32px rgba(63, 88, 114, 0.08);
  --radius-card: 16px;
  --section-spacing: 112px;

  --font-display: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono:    'IBM Plex Mono', 'SFMono-Regular', monospace;

  --container: 1240px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; overflow-x: clip; }
html.lenis,
html.lenis body { height: auto; }
html.lenis.lenis-smooth { scroll-behavior: auto !important; }
html.lenis.lenis-stopped { overflow: clip; }
html.lenis.lenis-smooth iframe { pointer-events: none; }
[id] { scroll-margin-top: 96px; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

body {
  margin: 0;
  background: var(--color-background);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: clip;
}

img { max-width: 100%; display: block; }
a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--navy-deep); }

:focus-visible { outline: 2px solid var(--navy); outline-offset: 3px; }

.wrap { max-width: var(--container); margin: 0 auto; padding: 0 40px; }

.eyebrow {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--rose-deep);
  font-weight: 500;
}

h1, h2, h3 { font-family: var(--font-display); font-weight: 600; margin: 0; color: var(--ink); }
h1, h2 { text-wrap: balance; letter-spacing: -0.025em; }
p { text-wrap: pretty; }
p { margin: 0; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.86);
  backdrop-filter: blur(14px) saturate(1.15);
  border-bottom: 1px solid var(--line);
}
.site-header.is-scrolled { background: rgba(255,255,255,0.95); box-shadow: 0 8px 28px rgba(63,88,114,0.06); }

.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 78px; }

.logo { font-family: var(--font-display); font-style: normal; font-weight: 700; font-size: 26px; color: var(--ink); }
.logo span { color: var(--rose); }

.main-nav { display: flex; align-items: center; gap: 36px; }
.main-nav a {
  font-family: var(--font-mono);
  font-size: 12.5px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink);
  padding-bottom: 3px;
  border-bottom: 2px solid transparent;
}
.main-nav a:hover { color: var(--navy-deep); }
.main-nav a.active { color: var(--navy-deep); border-bottom-color: var(--rose); }

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: 3px;
  background: var(--white);
  color: var(--ink);
  cursor: pointer;
}
.menu-toggle-lines,
.menu-toggle-lines::before,
.menu-toggle-lines::after {
  display: block;
  width: 22px;
  height: 2px;
  background: currentColor;
  content: '';
  transition: transform 0.15s ease, opacity 0.15s ease;
}
.menu-toggle-lines { position: relative; margin: 0 auto; }
.menu-toggle-lines::before { position: absolute; top: -7px; }
.menu-toggle-lines::after { position: absolute; top: 7px; }
.menu-toggle[aria-expanded="true"] .menu-toggle-lines { background: transparent; }
.menu-toggle[aria-expanded="true"] .menu-toggle-lines::before { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] .menu-toggle-lines::after { transform: translateY(-7px) rotate(-45deg); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-mono);
  font-size: 12.5px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 12px 22px;
  border-radius: 3px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.18s cubic-bezier(0.16, 1, 0.3, 1), background-color 0.18s ease, border-color 0.18s ease, color 0.18s ease;
}
.btn-primary { background: var(--rose); color: var(--white); }
.btn:hover, .btn:focus-visible { transform: translateY(-2px); }
.btn:active { transform: translateY(0); transition-duration: 0.08s; }
.btn-primary:hover, .btn-primary:focus-visible { background: var(--rose-deep); color: var(--white); }
.btn-ghost { background: transparent; border-color: var(--ink); color: var(--ink); }
.btn-ghost:hover, .btn-ghost:focus-visible { border-color: var(--navy); color: var(--navy-deep); background: rgba(255,255,255,0.44); }
.btn-on-navy { background: var(--white); color: var(--navy-deep); }
.btn-on-navy:hover, .btn-on-navy:focus-visible { background: var(--navy-tint); color: var(--navy-deep); }

/* ---------- Page hero band (used on every page) ---------- */
.page-hero { background: radial-gradient(circle at 82% 18%, rgba(255,255,255,0.86), transparent 34%), var(--navy-tint); border-bottom: 1px solid var(--line); padding: 86px 0 76px; }
.page-hero .eyebrow { color: var(--navy-deep); }
.page-hero h1 { font-style: normal; font-size: clamp(42px, 5vw, 62px); margin: 16px 0 18px; line-height: 1.06; }
.page-hero p { color: var(--ink-soft); font-size: 17px; max-width: 58ch; }

/* ---------- Home hero ---------- */
.home-hero {
  --hero-glow-x: 50%;
  --hero-glow-y: 42%;
  --hero-shift-x: 0px;
  --hero-shift-y: 0px;
  position: relative;
  isolation: isolate;
  background: var(--navy-tint);
  border-bottom: 1px solid var(--line);
  padding: 104px 0 112px;
  overflow: hidden;
}
.home-hero::before {
  position: absolute;
  z-index: 0;
  inset: 0;
  background: radial-gradient(circle 420px at var(--hero-glow-x) var(--hero-glow-y), rgba(255,255,255,0.76), rgba(246,218,210,0.22) 38%, transparent 72%);
  content: '';
  pointer-events: none;
}

.home-hero::after {
  position: absolute;
  z-index: 0;
  inset: 0;
  background-image: linear-gradient(rgba(91,122,158,0.055) 1px, transparent 1px), linear-gradient(90deg, rgba(91,122,158,0.055) 1px, transparent 1px);
  background-size: 42px 42px;
  mask-image: linear-gradient(90deg, transparent 8%, #000 54%, #000 100%);
  content: '';
  pointer-events: none;
}
.home-hero .wrap { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.02fr) minmax(420px, 0.98fr); gap: 72px; align-items: center; }

.home-hero h1 { font-style: normal; font-size: clamp(58px, 6.1vw, 86px); line-height: 0.98; margin: 22px 0 28px; max-width: 9ch; }
.home-hero-sub { font-size: 18px; color: var(--ink-soft); max-width: 50ch; margin-bottom: 34px; }
.hero-cta-row { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.hero-microcopy { display: none; }

/* Abstract protection mark, replaces the old COI card */
.hero-mark {
  display: flex;
  align-items: center;
  justify-content: center;
  transform: translate3d(var(--hero-shift-x), var(--hero-shift-y), 0);
}

.mark-panel {
  position: relative;
  width: 100%;
  max-width: 520px;
  min-height: 470px;
  aspect-ratio: auto;
  border-radius: 24px;
  background: rgba(255,255,255,0.7);
  border: 1px solid rgba(91,122,158,0.22);
  box-shadow: var(--shadow-soft), inset 0 1px 0 rgba(255,255,255,0.95);
  transform: translateZ(0);
  transition: border-color 0.24s ease;
}
.blueprint-grid { position: absolute; inset: 0; border-radius: inherit; overflow: hidden; background-image: linear-gradient(rgba(91,122,158,0.075) 1px, transparent 1px), linear-gradient(90deg, rgba(91,122,158,0.075) 1px, transparent 1px); background-size: 28px 28px; pointer-events: none; }
.hero-flow-card { position: absolute; display: flex; flex-direction: column; gap: 8px; width: 220px; padding: 22px; border: 1px solid rgba(91,122,158,0.24); border-radius: 13px; background: rgba(255,255,255,0.94); box-shadow: var(--shadow-card); }
.hero-flow-card strong { font-family: var(--font-body); font-size: 17px; }
.flow-label { font-family: var(--font-mono); color: var(--navy-deep); font-size: 10px; letter-spacing: .1em; text-transform: uppercase; }
.flow-detail, .status-line { color: var(--ink-soft); font-size: 11.5px; }
.status-line { display: flex; align-items: center; gap: 7px; }
.status-line i { width: 7px; height: 7px; background: var(--rose); border-radius: 50%; }
.flow-job { top: 52px; left: 38px; }
.flow-coverage { top: 194px; right: 35px; }
.flow-coi { bottom: 40px; left: 57px; width: 176px; align-items: center; text-align: center; }
.flow-coi svg { width: 31px; height: 31px; padding: 6px; border-radius: 50%; background: var(--navy-tint); color: var(--navy-deep); }
.flow-line { position: absolute; color: var(--navy); opacity: .75; }
.flow-line-one { width: 112px; top: 134px; left: 210px; }
.flow-line-two { width: 90px; top: 303px; left: 194px; }

/* ---------- Section shell ---------- */
section { padding: var(--section-spacing) 0; }
section.tight { padding: 68px 0; }
section.band-white { background: linear-gradient(180deg, var(--white) 0%, #FDFEFF 100%); }
section.band-navy-tint { background: linear-gradient(180deg, var(--navy-tint) 0%, #E7EFF6 100%); }
section.band-rose-tint { background: linear-gradient(180deg, var(--rose-tint) 0%, #FAE7E1 100%); }
section.band-navy { background: var(--navy); color: var(--white); }
section.band-navy h2, section.band-navy .eyebrow { color: var(--white); }
section.band-navy .eyebrow { color: #E9D9CE; }

.section-head { max-width: 720px; margin-bottom: 58px; }
.section-head h2 { font-style: normal; font-size: clamp(40px, 4.4vw, 58px); margin-top: 14px; line-height: 1.06; }
.section-head p.lede { margin-top: 14px; color: var(--ink-soft); font-size: 16.5px; max-width: 56ch; }
.band-navy .section-head p.lede { color: #DCE6EF; }

/* ---------- How it works steps ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
.step { background: var(--white); border: 1px solid var(--line); border-radius: 10px; padding: 26px 22px; }
.step-num {
  font-family: var(--font-mono);
  font-size: 13px;
  color: var(--white);
  background: var(--rose);
  width: 30px; height: 30px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}
.step h3 { font-family: var(--font-body); font-weight: 600; font-size: 16.5px; margin-bottom: 8px; }
.step p { color: var(--ink-soft); font-size: 14.5px; }

/* ---------- Trades chips ---------- */
.chip-grid { display: flex; flex-wrap: wrap; gap: 12px; }
.chip {
  font-family: var(--font-mono);
  font-size: 13px;
  padding: 10px 18px;
  border: 1px solid var(--navy);
  border-radius: 999px;
  color: var(--navy-deep);
  background: var(--white);
  transition: transform 0.18s cubic-bezier(0.16, 1, 0.3, 1), background-color 0.18s ease, border-color 0.18s ease;
}

/* ---------- Trust strip ---------- */
.trust-strip { position: relative; z-index: 2; padding: 0; border-bottom: 1px solid var(--line); background: var(--white); }
.trust-row { min-height: 112px; display: grid; grid-template-columns: repeat(3, 1fr); align-items: center; }
.trust-item { display: flex; align-items: center; gap: 15px; padding: 24px 30px; }
.trust-item + .trust-item { border-left: 1px solid var(--line); }
.trust-item svg { width: 27px; height: 27px; flex: 0 0 auto; fill: none; stroke: var(--navy); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.trust-item span { display: flex; flex-direction: column; }
.trust-item strong { font-size: 14px; font-weight: 600; color: var(--ink); }
.trust-item small { font-family: var(--font-mono); font-size: 10.5px; color: var(--ink-soft); letter-spacing: .035em; }

/* ---------- Trade grid ---------- */
.trades-section { overflow: hidden; }
.trade-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.trade-card { display: flex; align-items: center; min-height: 76px; gap: 14px; padding: 16px 18px; border: 1px solid var(--line); border-radius: 12px; background: rgba(255,255,255,.88); color: var(--ink); font-size: 14px; font-weight: 600; transition: transform .2s cubic-bezier(.16,1,.3,1), border-color .2s ease, background-color .2s ease, box-shadow .2s ease; }
.trade-card svg { width: 24px; height: 24px; flex: 0 0 auto; fill: none; stroke: var(--navy); stroke-width: 1.55; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Process story ---------- */
.process-section { background: radial-gradient(circle at 86% 18%, rgba(255,255,255,.72), transparent 32%), var(--navy-tint); }
.process-heading { margin-bottom: 52px; }
.process-story { display: grid; grid-template-columns: minmax(0, .88fr) minmax(440px, 1.12fr); gap: 72px; align-items: start; }
.process-list { position: relative; }
.process-list::before { position: absolute; left: 25px; top: 40px; bottom: 40px; width: 1px; background: var(--navy-tint-2); content: ''; }
.process-step { position: relative; overflow: visible; border: 0; border-radius: 0; padding: 0; background: transparent; }
.process-step-trigger { position: relative; z-index: 1; width: 100%; display: grid; grid-template-columns: 52px 1fr; gap: 18px; padding: 20px 12px 20px 0; border: 0; background: transparent; color: inherit; text-align: left; cursor: pointer; }
.process-number { width: 52px; height: 52px; display: grid; place-items: center; border: 1px solid var(--navy-tint-2); border-radius: 50%; background: var(--color-background); color: var(--navy-deep); font-family: var(--font-mono); font-size: 11px; transition: background-color .2s ease, color .2s ease, border-color .2s ease; }
.process-step-trigger > span:last-child { display: flex; flex-direction: column; gap: 6px; padding-top: 2px; }
.process-step-trigger strong { font-family: var(--font-body); font-size: 18px; font-weight: 600; }
.process-step-trigger small { max-width: 42ch; color: var(--ink-soft); font-size: 14px; line-height: 1.55; }
.process-step.is-active .process-number { background: var(--navy-deep); border-color: var(--navy-deep); color: var(--white); }
.process-step.is-active .process-step-trigger strong { color: var(--navy-deep); }
.process-step-trigger:focus-visible { outline-offset: 2px; border-radius: 8px; }
.process-stage { position: sticky; top: 110px; min-height: 520px; padding: 24px; border: 1px solid rgba(91,122,158,.2); border-radius: 22px; background: rgba(255,255,255,.76); box-shadow: var(--shadow-soft); backdrop-filter: blur(10px); }
.process-stage-top { display: flex; justify-content: space-between; gap: 20px; padding-bottom: 18px; border-bottom: 1px solid var(--line); color: var(--ink-soft); font-family: var(--font-mono); font-size: 10.5px; letter-spacing: .06em; text-transform: uppercase; }
.stage-status b { color: var(--navy-deep); }
.process-panels { min-height: 400px; display: grid; place-items: center; }
.process-visual { width: 100%; min-height: 380px; align-items: center; justify-content: center; padding: 34px; }
.js .process-stage .process-visual { display: none; }
.js .process-stage .process-visual.is-active { display: flex; }
.process-visual-inline { display: none; }
.process-stage > p { color: var(--ink-soft); text-align: center; font-size: 11px; }
.job-info-visual { width: min(100%, 340px); display: grid; grid-template-columns: 88px 1fr; gap: 17px; padding: 30px; border: 1px solid var(--navy-tint-2); border-radius: 15px; background: var(--white); box-shadow: var(--shadow-card); }
.job-info-visual > span { grid-column: 1 / -1; margin-bottom: 6px; color: var(--navy-deep); font-family: var(--font-mono); font-size: 10px; letter-spacing: .1em; }
.job-info-visual b { font-size: 12px; color: var(--ink-soft); font-weight: 500; }
.job-info-visual i { height: 9px; align-self: center; border-radius: 6px; background: var(--navy-tint); }
.match-visual { display: grid; grid-template-columns: auto 100px auto; align-items: center; gap: 0; }
.match-node { width: 128px; min-height: 86px; display: grid; place-items: center; padding: 15px; border: 1px solid var(--navy-tint-2); border-radius: 14px; background: var(--white); box-shadow: var(--shadow-card); color: var(--ink); text-align: center; font-size: 13px; font-weight: 600; }
.match-visual i { height: 1px; background: var(--navy); position: relative; }
.match-visual i::after { position: absolute; right: -1px; top: -4px; width: 7px; height: 7px; border-top: 1px solid var(--navy); border-right: 1px solid var(--navy); transform: rotate(45deg); content: ''; }
.match-result { border-color: var(--navy); background: var(--navy-tint); color: var(--navy-deep); }
.bound-visual { display: flex; flex-direction: column; align-items: center; text-align: center; }
.bound-visual svg { width: 76px; height: 76px; margin-bottom: 22px; padding: 19px; border-radius: 50%; background: var(--navy-deep); fill: none; stroke: var(--white); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; box-shadow: 0 16px 30px rgba(63,88,114,.2); }
.bound-visual span { color: var(--ink-soft); font-family: var(--font-mono); font-size: 10px; text-transform: uppercase; letter-spacing: .1em; }
.bound-visual strong { margin-top: 7px; font-family: var(--font-display); font-style: normal; font-size: 28px; }
.coi-document { width: min(100%, 350px); min-height: 310px; padding: 27px; border: 1px solid var(--navy-tint-2); border-radius: 8px; background: var(--white); box-shadow: 0 18px 46px rgba(63,88,114,.14); transform: rotate(-1deg); }
.coi-kicker { display: block; color: var(--rose-deep); font-family: var(--font-mono); font-size: 8px; letter-spacing: .14em; }
.coi-document > strong { display: block; margin: 7px 0 24px; color: var(--navy-deep); font-family: var(--font-body); font-size: 13px; letter-spacing: .045em; }
.coi-document dl { margin: 0; }
.coi-document dl div { display: grid; grid-template-columns: 80px 1fr; align-items: center; gap: 12px; padding: 11px 0; border-bottom: 1px solid var(--line); }
.coi-document dt { color: var(--ink-soft); font-size: 10px; }
.coi-document dd { height: 7px; margin: 0; border-radius: 5px; background: var(--navy-tint); }
.coi-ready { display: inline-flex; align-items: center; gap: 7px; margin-top: 25px; padding: 7px 10px; border-radius: 5px; background: var(--navy-tint); color: var(--navy-deep); font-family: var(--font-mono); font-size: 10px; font-weight: 600; }
.coi-ready svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

/* ---------- Why and CTA ---------- */
.why-section .value-grid { gap: 18px; }
.why-card { min-height: 310px; padding: 34px; border-radius: var(--radius-card); box-shadow: var(--shadow-card); }
.why-number { position: absolute !important; top: 28px; right: 28px; color: var(--navy); font-family: var(--font-mono); font-size: 11px; }
.why-card .icon-dot { margin-top: 34px; width: 48px; height: 48px; }
.why-card h3 { margin-top: 26px; font-size: 20px; }
.why-card p { font-size: 15px; }
.final-cta { position: relative; overflow: hidden; background: var(--navy-deep); }
.final-cta::before { position: absolute; right: -8%; top: -90%; width: 560px; aspect-ratio: 1; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; content: ''; }
.final-cta .cta-layout { position: relative; align-items: center; }
.final-cta h2 { max-width: 14ch; font-size: clamp(40px, 5vw, 62px); line-height: 1.02; }
.final-cta-actions { display: flex; flex-direction: column; align-items: center; gap: 14px; }
.cta-email-link { color: var(--white); font-family: var(--font-mono); font-size: 11px; letter-spacing: .06em; text-transform: uppercase; text-decoration: underline; text-underline-offset: 4px; }
.cta-email-link:hover { color: var(--navy-tint); }

/* ---------- Value / why grid ---------- */
.value-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.value-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 30px 26px;
}

.value-card,
.step {
  --spotlight-x: 50%;
  --spotlight-y: 50%;
  position: relative;
  isolation: isolate;
  overflow: hidden;
  transition: transform 0.22s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.22s ease;
}
.value-card::before,
.step::before {
  position: absolute;
  z-index: 0;
  inset: 0;
  background: radial-gradient(circle 190px at var(--spotlight-x) var(--spotlight-y), rgba(234,241,247,0.92), rgba(251,234,229,0.24) 48%, transparent 74%);
  content: '';
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.22s ease;
}
.value-card > *,
.step > * { position: relative; z-index: 1; }
.value-card .icon-dot {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--rose-tint);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.value-card .icon-dot svg { width: 20px; height: 20px; }
.value-card h3 { font-family: var(--font-body); font-size: 17px; font-weight: 600; margin-bottom: 10px; }
.value-card p { color: var(--ink-soft); font-size: 14.5px; }

/* ---------- About / founder ---------- */
.about-intro { max-width: 720px; margin-bottom: 40px; }
.about-intro p { font-size: 16.5px; color: var(--ink); margin-bottom: 18px; line-height: 1.65; }
.about-intro p:last-child { margin-bottom: 0; }

.about-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; align-items: stretch; }
.about-photo-block {
  background: var(--rose-tint);
  border-radius: var(--radius-card);
  padding: 32px;
  border: 1px solid var(--line);
}
.about-photo-block .eyebrow { color: var(--rose-deep); margin-bottom: 10px; display: block; }
.about-photo-block p { color: var(--ink); font-size: 15px; line-height: 1.65; }

.license-box {
  padding: 32px;
  background: var(--navy-tint);
  border-radius: var(--radius-card);
  border: 1px solid var(--line);
}
.license-box .eyebrow { color: var(--rose-deep); margin-bottom: 8px; display: block; }
.license-box p { font-size: 15px; color: var(--ink); line-height: 1.65; }

/* ---------- Contact ---------- */
.contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.contact-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-card);
  padding: 34px;
  box-shadow: var(--shadow-card);
}
.contact-card h3 { font-family: var(--font-body); font-size: 18px; font-weight: 600; margin-bottom: 14px; }
.contact-line { display: flex; gap: 12px; padding: 10px 0; border-bottom: 1px dotted var(--line); font-size: 14.5px; }
.contact-line:last-child { border-bottom: none; }
.contact-line .label { font-family: var(--font-mono); font-size: 11.5px; color: var(--ink-soft); text-transform: uppercase; letter-spacing: 0.06em; width: 90px; flex-shrink: 0; padding-top: 2px; }

/* ---------- CTA band ---------- */
.cta-band { background: var(--navy-deep); color: var(--white); }
.cta-layout { display: grid; grid-template-columns: 1fr auto; align-items: end; gap: 40px; }
.cta-layout p { color: #DCE6EF; max-width: 48ch; font-size: 15.5px; margin-top: 14px; }
.cta-layout h2 { color: var(--white); font-style: normal; font-size: 30px; }

/* ---------- Footer ---------- */
footer { padding: 56px 0 40px; border-top: 1px solid var(--line); background: var(--white); }
.footer-top { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid var(--line); margin-bottom: 28px; }
.footer-logo { font-family: var(--font-display); font-style: normal; font-size: 22px; margin-bottom: 10px; }
.footer-tagline { color: var(--ink-soft); font-size: 14px; max-width: 32ch; }
.footer-col-title { font-family: var(--font-mono); font-size: 11.5px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-soft); margin-bottom: 14px; }
.footer-col a, .footer-col p { display: block; font-size: 14.5px; color: var(--ink); margin-bottom: 8px; }
.footer-col a:hover { color: var(--rose-deep); }
.disclosure { font-size: 13px; color: var(--ink-soft); max-width: 80ch; line-height: 1.65; margin-bottom: 18px; }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; font-family: var(--font-mono); font-size: 12px; color: var(--ink-soft); }
.footer-bottom a { color: var(--ink-soft); }
.footer-bottom a:hover { color: var(--rose-deep); }

/* ---------- Legal pages ---------- */
.legal-page { padding: 92px 0 120px; background: var(--white); }
.legal-page .wrap { max-width: 760px; }
.legal-page h1 { font-style: normal; font-size: 40px; margin-bottom: 6px; }
.legal-updated { font-family: var(--font-mono); font-size: 12.5px; color: var(--ink-soft); margin-bottom: 44px; display: block; }
.legal-page h2 { font-family: var(--font-body); font-size: 19px; font-weight: 600; margin: 38px 0 12px; }
.legal-page p, .legal-page li { color: var(--ink); font-size: 15.5px; line-height: 1.75; }
.legal-page ul { padding-left: 22px; margin: 12px 0; }
.legal-page li { margin-bottom: 8px; }
.legal-page a { color: var(--navy); text-decoration: underline; }

@media (hover: hover) and (pointer: fine) {
  .chip:hover { background: var(--navy-tint); border-color: var(--navy-deep); transform: translateY(-2px); }
  .trade-card:hover { background: var(--navy-tint); border-color: var(--navy-tint-2); box-shadow: var(--shadow-card); transform: translateY(-3px); }
  .pointer-effects .value-card:hover,
  .pointer-effects .step:hover { border-color: var(--navy-tint-2); transform: translateY(-3px); }
  .pointer-effects .value-card:hover::before,
  .pointer-effects .step:hover::before { opacity: 1; }
  .pointer-effects .mark-panel { border-color: rgba(91,122,158,0.34); }
}

@media (max-width: 1080px) {
  :root { --section-spacing: 96px; }
  .home-hero .wrap { grid-template-columns: minmax(0, 1fr) minmax(390px, .9fr); gap: 42px; }
  .home-hero h1 { font-size: clamp(54px, 7vw, 72px); }
  .trade-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .process-story { gap: 42px; grid-template-columns: minmax(0, .9fr) minmax(400px, 1.1fr); }
}

.value-card:focus-within,
.step:focus-within { border-color: var(--navy); transform: translateY(-3px); }
.value-card:focus-within::before,
.step:focus-within::before { opacity: 1; }

/* ---------- Responsive ---------- */
@media (max-width: 920px) {
  .site-header .wrap { height: auto; min-height: 78px; flex-wrap: wrap; gap: 12px; padding-top: 10px; padding-bottom: 10px; }
  .home-hero .wrap { grid-template-columns: 1fr; }
  .home-hero h1 { font-size: 40px; }
  .steps { grid-template-columns: 1fr 1fr; }
  .value-grid { grid-template-columns: 1fr; }
  .about-layout { grid-template-columns: 1fr; gap: 28px; }
  .contact-layout { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 28px; }
  .cta-layout { grid-template-columns: 1fr; align-items: start; }
  .main-nav { order: 4; width: 100%; justify-content: center; flex-wrap: wrap; gap: 8px 24px; padding: 8px 0 10px; }
  .main-nav a { min-height: 44px; display: inline-flex; align-items: center; }
  .js .menu-toggle { display: inline-flex; align-items: center; justify-content: center; }
  .js .main-nav { display: none; }
  .js .main-nav.is-open { display: flex; }
  .mark-panel { max-width: 520px; min-height: 440px; }
  .home-hero::before { opacity: 0.74; }
  .home-hero .wrap { gap: 58px; }
  .hero-mark { justify-content: flex-start; }
  .trust-row { grid-template-columns: 1fr; padding-top: 10px; padding-bottom: 10px; }
  .trust-item { padding: 17px 8px; }
  .trust-item + .trust-item { border-left: 0; border-top: 1px solid var(--line); }
  .process-story { display: block; }
  .process-stage { display: none; }
  .process-visual-inline { display: flex; min-height: 330px; margin: 4px 0 20px 70px; padding: 24px; border: 1px solid rgba(91,122,158,.18); border-radius: 16px; background: rgba(255,255,255,.64); }
  .process-list::before { bottom: 370px; }
}

@media (max-width: 560px) {
  :root { --section-spacing: 76px; }
  .wrap { padding: 0 20px; }
  .home-hero { padding: 60px 0 64px; }
  .home-hero h1 { font-size: clamp(46px, 14vw, 60px); }
  .page-hero h1 { font-size: 32px; }
  .steps { grid-template-columns: 1fr; }
  .section-head h2 { font-size: 26px; }
  .site-header .wrap { column-gap: 8px; }
  .site-header > .wrap > .btn { display: none; }
  .main-nav { justify-content: flex-start; }
  .home-hero::before { background: radial-gradient(circle 280px at 74% 28%, rgba(255,255,255,0.62), transparent 72%); }
  .home-hero .wrap { display: block; }
  .home-hero .eyebrow { display: block; max-width: 100%; font-size: 10.5px; line-height: 1.6; }
  .hero-copy, .hero-mark { width: 100%; min-width: 0; }
  .hero-mark { margin-top: 58px; transform: none; }
  .hero-cta-row { gap: 10px; }
  .hero-cta-row .btn { padding-right: 14px; padding-left: 14px; }
  .home-hero::after { background-size: 32px 32px; }
  .mark-panel { width: 100%; min-width: 0; min-height: 350px; border-radius: 18px; }
  .hero-flow-card { width: 180px; padding: 16px; }
  .flow-job { top: 30px; left: 20px; }
  .flow-coverage { top: 145px; right: 18px; }
  .flow-coi { bottom: 25px; left: 30px; width: 150px; }
  .flow-line-one { top: 98px; left: 165px; width: 90px; }
  .flow-line-two { top: 236px; left: 147px; width: 76px; }
  .trade-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .trade-card { min-height: 82px; align-items: flex-start; flex-direction: column; gap: 9px; padding: 14px; font-size: 12.5px; line-height: 1.35; }
  .process-step-trigger { grid-template-columns: 44px 1fr; gap: 13px; }
  .process-number { width: 44px; height: 44px; }
  .process-list::before { left: 21px; }
  .process-visual-inline { min-height: 280px; margin-left: 57px; padding: 16px; }
  .match-visual { grid-template-columns: 1fr; justify-items: center; gap: 0; }
  .match-visual i { width: 1px; height: 38px; }
  .match-visual i::after { right: -3px; top: auto; bottom: -1px; transform: rotate(135deg); }
  .coi-document { padding: 21px; }
  .why-card { min-height: auto; padding: 28px; }
  .final-cta-actions { align-items: flex-start; }
}

@media (hover: none), (pointer: coarse) {
  .value-card::before, .step::before { display: none; }
  .chip, .trade-card, .value-card, .step { transform: none; }
}

@media (max-width: 360px) {
  .logo { font-size: 23px; }
  .contact-card { padding: 24px 20px; }
  .contact-line { flex-direction: column; gap: 4px; }
  .contact-line .label { width: auto; }
  .trade-grid { grid-template-columns: 1fr; }
  .process-visual-inline { margin-left: 0; }
  .process-list::before { display: none; }
  .flow-line { display: none; }
  .hero-flow-card { width: 160px; }
  .flow-coverage { right: 12px; }
  .hero-cta-row .btn { font-size: 10.5px; }
}

/* ===========================================================
   Surely concept system — dark insurance-tech direction
   =========================================================== */
:root {
  --white: #F5F2EA;
  --navy: #789A99;
  --navy-deep: #0D2628;
  --navy-tint: #123033;
  --navy-tint-2: #244649;
  --rose: #F47B3B;
  --rose-deep: #FF925B;
  --rose-tint: rgba(244,123,59,.12);
  --rose-tint-2: rgba(244,123,59,.2);
  --ink: #F5F2EA;
  --ink-soft: #9BAEAC;
  --line: rgba(218,234,230,.12);
  --color-background: #0D2628;
  --color-surface: rgba(255,255,255,.035);
  --color-surface-soft: rgba(255,255,255,.05);
  --color-text: #F5F2EA;
  --color-muted: #9BAEAC;
  --color-accent: #F47B3B;
  --color-border: rgba(218,234,230,.12);
  --shadow-soft: 0 24px 70px rgba(0,10,11,.22);
  --shadow-card: 0 12px 34px rgba(0,10,11,.16);
  --font-display: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --container: 1160px;
  --radius-card: 16px;
  --section-spacing: 96px;
}

body {
  background:
    radial-gradient(circle at 48% 12%, rgba(56,104,103,.13), transparent 29rem),
    var(--color-background);
  color: var(--color-text);
}

a { color: #C6D7D4; }
a:hover { color: var(--white); }
:focus-visible { outline-color: var(--rose); }
.wrap { padding-right: 32px; padding-left: 32px; }

h1, h2, h3,
.logo,
.footer-logo {
  color: var(--white);
  font-family: var(--font-display);
  font-style: normal;
}
h1, h2, h3 { font-style: normal; }
h1, h2 { letter-spacing: -.055em; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  padding: 7px 10px;
  border: 1px solid rgba(245,242,234,.15);
  border-radius: 999px;
  background: rgba(255,255,255,.035);
  color: #C3D2CF;
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: .11em;
}

/* Header */
.site-header,
.site-header.is-scrolled {
  background: rgba(13,38,40,.9);
  border-bottom-color: rgba(218,234,230,.1);
  box-shadow: none;
  backdrop-filter: blur(16px) saturate(1.1);
}
.site-header .wrap { height: 68px; }
.logo { color: var(--white); font-size: 21px; font-weight: 800; letter-spacing: -.05em; }
.logo span { color: var(--rose); }
.main-nav { gap: 30px; }
.main-nav a { color: #B7C8C5; font-size: 10.5px; font-weight: 600; border-bottom-color: transparent; }
.main-nav a:hover { color: var(--white); }
.main-nav a.active { color: var(--white); border-bottom-color: var(--rose); }
.menu-toggle { border-color: var(--line); background: rgba(255,255,255,.04); color: var(--white); }

/* Buttons */
.btn { min-height: 44px; padding: 12px 20px; border-radius: 9px; font-family: var(--font-body); font-size: 11px; font-weight: 700; letter-spacing: .055em; }
.btn-primary { background: var(--rose); color: #142426; }
.btn-primary:hover, .btn-primary:focus-visible { background: #FF8C50; color: #102325; }
.btn-ghost { border-color: rgba(245,242,234,.24); background: rgba(255,255,255,.02); color: var(--white); }
.btn-ghost:hover, .btn-ghost:focus-visible { border-color: rgba(245,242,234,.42); background: rgba(255,255,255,.07); color: var(--white); }
.btn-on-navy { background: var(--rose); color: #102325; }
.btn-on-navy:hover, .btn-on-navy:focus-visible { background: #FF8C50; color: #102325; }

/* Homepage hero */
.home-hero {
  min-height: calc(88dvh - 68px);
  display: flex;
  align-items: center;
  padding: 86px 0 92px;
  border-bottom-color: var(--line);
  background: #0D2628;
}
.home-hero::before {
  background: radial-gradient(circle 35rem at var(--hero-glow-x) var(--hero-glow-y), rgba(72,122,118,.22), rgba(244,123,59,.05) 38%, transparent 70%);
}
.home-hero::after {
  background-image: linear-gradient(rgba(105,155,151,.075) 1px, transparent 1px), linear-gradient(90deg, rgba(105,155,151,.075) 1px, transparent 1px);
  background-size: 52px 52px;
  mask-image: linear-gradient(90deg, #000, rgba(0,0,0,.72));
}
.home-hero .wrap { width: 100%; grid-template-columns: minmax(0, .98fr) minmax(430px, .92fr); gap: 68px; }
.home-hero h1 { max-width: 8ch; margin: 24px 0 26px; color: var(--white); font-size: clamp(72px, 7.25vw, 96px); font-weight: 800; font-style: normal; line-height: 1.05; letter-spacing: -.075em; }
.home-hero-sub { max-width: 47ch; color: #AABAB8; font-size: 16px; line-height: 1.7; }
.hero-cta-row { gap: 12px; }

/* Hero products panel */
.hero-mark { justify-content: flex-end; }
.hero-products {
  position: relative;
  width: 100%;
  max-width: 460px;
  padding: 26px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  border: 1px solid rgba(218,234,230,.14);
  border-radius: 18px;
  background: linear-gradient(145deg, rgba(255,255,255,.055), rgba(255,255,255,.018));
  box-shadow: inset 0 1px 0 rgba(255,255,255,.055), 0 30px 80px rgba(0,9,10,.25);
  backdrop-filter: blur(12px);
}
.hero-products-head {
  padding-bottom: 16px;
  margin-bottom: 2px;
  border-bottom: 1px solid var(--line);
  color: #D4DFDC;
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .11em;
  text-transform: uppercase;
}
.hero-product-card {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 18px 19px;
  border: 1px solid rgba(218,234,230,.11);
  border-radius: 13px;
  background: rgba(255,255,255,.035);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.035);
  transition: border-color .2s ease, background-color .2s ease;
}
.hero-product-icon {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: rgba(244,123,59,.1);
}
.hero-product-icon svg { width: 19px; height: 19px; }
.hero-product-card strong { display: block; color: var(--white); font-size: 15px; font-weight: 650; margin-bottom: 4px; }
.instant-badge {
  display: inline-block;
  margin-left: 8px;
  padding: 3px 9px;
  border-radius: 999px;
  background: rgba(244,123,59,.14);
  border: 1px solid rgba(244,123,59,.4);
  color: #F4B18D;
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
  vertical-align: middle;
}
.hero-product-card small { display: block; color: #9BAEAC; font-size: 12px; line-height: 1.5; }

/* Shared dark sections */
section,
section.band-white,
section.band-navy-tint,
section.band-rose-tint { background: transparent; }
.trust-strip { border-color: var(--line); background: #102B2D; }
.trust-item + .trust-item { border-color: var(--line); }
.trust-item svg { stroke: #91AAA6; }
.trust-item strong { color: #E5EBE8; }
.trust-item small { color: #778F8C; }
.section-head h2 { color: var(--white); font-size: clamp(40px, 4.2vw, 58px); font-weight: 750; font-style: normal; line-height: 1; letter-spacing: -.055em; }
.section-head p.lede { color: var(--ink-soft); }
.trades-section { border-bottom: 1px solid var(--line); }
.trade-card { border-color: var(--line); background: rgba(255,255,255,.03); color: #E9EEEB; box-shadow: inset 0 1px 0 rgba(255,255,255,.025); }
.trade-card svg { stroke: var(--rose); }
.process-section { border-bottom: 1px solid var(--line); background: radial-gradient(circle at 82% 40%, rgba(54,102,99,.13), transparent 30rem) !important; }
.process-list::before { background: rgba(218,234,230,.13); }
.process-list::after {
  position: absolute;
  left: 25px;
  top: 40px;
  bottom: 40px;
  width: 1px;
  background: linear-gradient(var(--rose), #78AE9F);
  transform: scaleY(var(--process-progress, 0));
  transform-origin: top center;
  transition: transform .38s cubic-bezier(.16,1,.3,1);
  content: '';
}
.process-number { border-color: rgba(218,234,230,.13); background: #133134; color: #8CA19E; }
.process-step-trigger { color: var(--white); }
.process-step-trigger small { color: #829895; }
.process-step.is-active .process-number { border-color: var(--rose); background: var(--rose); color: #102325; }
.process-step.is-complete .process-number { border-color: rgba(120,174,159,.5); background: rgba(120,174,159,.12); color: #A8D0C6; }
.process-step.is-active .process-step-trigger strong { color: var(--white); }
.process-stage { border-color: var(--line); background: linear-gradient(145deg, rgba(255,255,255,.045), rgba(255,255,255,.018)); box-shadow: inset 0 1px 0 rgba(255,255,255,.04); }
.process-stage-top { border-color: var(--line); color: #7F9693; }
.stage-status b { color: var(--rose); }
.process-stage > p { color: #718784; }
.job-info-visual,
.match-node,
.coi-document { border-color: var(--line); background: #173638; box-shadow: var(--shadow-card); }
.job-info-visual > span,
.coi-document > strong { color: #B7CAC6; }
.job-info-visual b,
.coi-document dt { color: #829895; }
.job-info-visual i,
.coi-document dd { background: rgba(218,234,230,.09); }
.match-result { border-color: rgba(244,123,59,.42); background: rgba(244,123,59,.08); color: #F4B18D; }
.bound-visual svg { background: var(--rose); stroke: #102325; box-shadow: none; }
.bound-visual span { color: #829895; }
.bound-visual strong { color: var(--white); font-family: var(--font-display); font-style: normal; font-weight: 700; }
.coi-document { transform: rotate(-1deg); }
.coi-ready { background: rgba(120,174,159,.1); color: #A8D0C6; }
.why-section { border-bottom: 1px solid var(--line); }
.why-card,
.value-card,
.step,
.contact-card,
.about-photo-block,
.license-box { border-color: var(--line); background: rgba(255,255,255,.032); box-shadow: inset 0 1px 0 rgba(255,255,255,.025); }
.why-number { color: var(--rose); }
.value-card .icon-dot { background: rgba(244,123,59,.1); }
.value-card h3, .contact-card h3 { color: var(--white); }

.form-card-white {
  background: #FFFFFF !important;
  border-color: #E3E8ED !important;
  box-shadow: 0 18px 46px rgba(0,8,9,0.28);
}
.form-card-white h3 { color: #173638 !important; }
.form-card-white p { color: #5C6B79 !important; }
.form-card-white .hs-form-frame { margin-top: 6px; }
.quote-form-wrap {
  margin-top: 20px;
}
.value-card p, .step p { color: var(--ink-soft); }
.license-box p { color: var(--ink); }

/* Homepage page navigation */
.explore-section { padding: var(--section-spacing) 0; border-bottom: 1px solid var(--line); }
.explore-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.explore-card {
  --spotlight-x: 50%;
  --spotlight-y: 50%;
  position: relative;
  isolation: isolate;
  display: flex;
  min-height: 300px;
  flex-direction: column;
  align-items: flex-start;
  padding: 30px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-card);
  background: rgba(255,255,255,.03);
  color: var(--white);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.025);
  transition: transform .2s cubic-bezier(.16,1,.3,1), border-color .2s ease, background-color .2s ease;
}
.explore-card::before {
  position: absolute;
  z-index: -1;
  inset: 0;
  background: radial-gradient(circle 190px at var(--spotlight-x) var(--spotlight-y), rgba(244,123,59,.15), transparent 72%);
  content: '';
  opacity: 0;
  transition: opacity .2s ease;
  pointer-events: none;
}
.explore-icon {
  display: grid;
  width: 38px;
  height: 38px;
  margin-bottom: 38px;
  place-items: center;
  border: 1px solid rgba(244,123,59,.22);
  border-radius: 10px;
  background: rgba(244,123,59,.1);
  color: var(--rose);
}
.explore-icon svg { width: 19px; height: 19px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.explore-card h3 { margin-bottom: 10px; color: var(--white); font-size: 21px; font-weight: 700; letter-spacing: -.025em; }
.explore-card p { max-width: 31ch; color: var(--ink-soft); font-size: 14.5px; line-height: 1.65; }
.explore-link { display: inline-flex; align-items: center; gap: 8px; margin-top: auto; padding-top: 30px; color: #E7B094; font-size: 12px; font-weight: 700; letter-spacing: .035em; }
.explore-link svg { width: 17px; height: 17px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; transition: transform .2s cubic-bezier(.16,1,.3,1); }
.explore-card:focus-visible { outline: 2px solid var(--rose); outline-offset: 4px; color: var(--white); }

.final-cta { margin: 48px auto 96px; width: min(calc(100% - 64px), var(--container)); padding: 72px; border: 1px solid rgba(244,123,59,.2); border-radius: 20px; background: radial-gradient(circle at 90% 10%, rgba(244,123,59,.1), transparent 33%), rgba(255,255,255,.025); }
.final-cta::before { border-color: rgba(244,123,59,.12); }
.final-cta h2 { color: var(--white); font-weight: 750; }
.final-cta .eyebrow { color: #F4B18D; }
.cta-layout p { color: var(--ink-soft); }

/* Secondary pages */
.page-hero { border-bottom-color: var(--line); background: radial-gradient(circle at 78% 22%, rgba(51,99,96,.13), transparent 27rem); }
.page-hero .eyebrow { color: #C3D2CF; }
.page-hero h1 { max-width: 14ch; color: var(--white); font-size: clamp(48px, 5.5vw, 70px); font-weight: 780; font-style: normal; line-height: .98; }
.page-hero p { color: var(--ink-soft); }
.page-hero-actions { margin-top: 28px; }
.about-intro p, .contact-line, .contact-line a { color: #C4D1CE; }
.about-photo-block p, .license-box p { color: var(--ink); }
.contact-line { border-color: rgba(218,234,230,.1); }
.contact-line .label { color: #78908D; }
.cta-band { background: #102B2D; border-top: 1px solid var(--line); }
.cta-layout h2 { color: var(--white); font-family: var(--font-display); font-weight: 750; font-style: normal; }

/* Footer and legal */
footer { border-top-color: var(--line); background: #0B2325; }
.footer-tagline, .disclosure, .footer-bottom, .footer-bottom a { color: #718784; }
.footer-col-title { color: #78908D; }
.footer-col a, .footer-col p { color: #B9C7C4; }
.footer-top { border-color: var(--line); }
.legal-page { background: transparent; }
.legal-page h1 { color: var(--white); font-family: var(--font-display); font-size: clamp(42px, 5vw, 58px); font-weight: 760; font-style: normal; letter-spacing: -.055em; }
.legal-page h2 { color: #E5EBE8; }
.legal-page p, .legal-page li { color: #ADBFBC; }
.legal-page a { color: #F29A6B; }
.legal-updated { color: #718784; }

@media (hover: hover) and (pointer: fine) {
  .trade-card:hover,
  .pointer-effects .value-card:hover,
  .pointer-effects .step:hover,
  .pointer-effects .explore-card:hover { border-color: rgba(244,123,59,.3); background: rgba(255,255,255,.05); box-shadow: inset 0 1px 0 rgba(255,255,255,.05); transform: translateY(-3px); }
  .pointer-effects .value-card:hover::before,
  .pointer-effects .step:hover::before,
  .pointer-effects .explore-card:hover::before { opacity: .28; }
  .explore-card:hover .explore-link svg { transform: translateX(3px); }
}
.value-card::before,
.step::before { background: radial-gradient(circle 190px at var(--spotlight-x) var(--spotlight-y), rgba(244,123,59,.15), transparent 72%); }

@media (max-width: 1080px) {
  .home-hero .wrap { grid-template-columns: minmax(0, 1fr) minmax(390px, .9fr); gap: 42px; }
  .home-hero h1 { font-size: clamp(64px, 8vw, 80px); }
}

@media (max-width: 920px) {
  .site-header .wrap { height: auto; min-height: 68px; }
  .main-nav { background: #102B2D; border-top: 1px solid var(--line); }
  .home-hero { min-height: auto; padding-top: 92px; }
  .home-hero .wrap { display: grid; grid-template-columns: 1fr; }
  .hero-mark { justify-content: flex-start; }
  .hero-products { max-width: 540px; }
  .process-visual-inline { border-color: var(--line); background: rgba(255,255,255,.025); }
  .explore-grid { grid-template-columns: 1fr; }
  .explore-card { min-height: 260px; }
}

@media (max-width: 560px) {
  :root { --section-spacing: 72px; }
  .wrap { padding-right: 20px; padding-left: 20px; }
  .home-hero { padding: 74px 0 90px; }
  .home-hero .eyebrow { color: #C3D2CF; }
  .home-hero h1 { margin-top: 20px; font-size: clamp(52px, 16vw, 68px); line-height: 1.05; }
  .home-hero-sub { font-size: 15px; }
  .hero-products { padding: 20px; }
  .trade-grid { grid-template-columns: 1fr 1fr; }
  .final-cta { width: calc(100% - 32px); margin: 32px auto 72px; padding: 46px 24px; }
  .page-hero { padding: 68px 0 58px; }
  .page-hero h1 { font-size: 44px; }
  .process-list::after { left: 21px; }
  .explore-card { min-height: 240px; padding: 26px; }
  .explore-icon { margin-bottom: 30px; }
}

@media (max-width: 360px) {
  .trade-grid { grid-template-columns: 1fr; }
  .process-list::after { display: none; }
}

/* ---------- Quote request form ---------- */
.hidden-field { position: absolute; left: -9999px; opacity: 0; pointer-events: none; }

.quote-form { display: flex; flex-direction: column; gap: 16px; }

.form-row { display: flex; flex-direction: column; gap: 6px; }

.form-row-split { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-row-split > div { display: flex; flex-direction: column; gap: 6px; }

.form-row label {
  font-family: var(--font-mono);
  font-size: 10.5px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #829895;
}

.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #173638;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 14.5px;
  transition: border-color 0.18s ease;
}

.form-row input::placeholder,
.form-row textarea::placeholder { color: #6C8380; }

.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--rose);
}

.form-row select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%239BAEAC' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
}

.form-row textarea { resize: vertical; min-height: 78px; }

.quote-form .btn { align-self: flex-start; margin-top: 4px; }
.form-consent { font-size: 11.5px; color: #718784; line-height: 1.5; margin: -4px 0 4px; }
.form-status { font-size: 13.5px; color: #A8D0C6; margin-top: 12px; }

@media (max-width: 560px) {
  .form-row-split { grid-template-columns: 1fr; }
}

/* ---------- State availability banner ---------- */
.state-banner {
  background: var(--rose);
  color: #142426;
}

.state-banner-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 10px 32px;
  font-family: var(--font-mono);
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.02em;
  position: relative;
  text-align: center;
}

#state-banner-close {
  position: absolute;
  right: 32px;
  top: 50%;
  transform: translateY(-50%);
  background: transparent;
  border: none;
  color: #142426;
  font-size: 20px;
  line-height: 1;
  cursor: pointer;
  padding: 4px 8px;
  font-family: var(--font-body);
}

#state-banner-close:hover { opacity: 0.7; }

.state-banner.is-hidden { display: none; }

@media (max-width: 560px) {
  .state-banner-inner { padding: 10px 52px 10px 16px; font-size: 11.5px; }
  #state-banner-close { right: 12px; }
}